Financial literacy

Discipline will make a man living on monthly wage of $30 for instance to be able to save $3 every month.On the other hand,indiscipline will make somebody netting $800.00k monthly in the same economic and enviromental conditions to give excuses(why the money is not enough for him) let alone saving from it.Alas,if such man did not avert from his life of indiscipline he is heading towards blank and irking future. Thus,saving is fundamental and basic requirement one must adhere to before one can be sure of being ready for the world of investment. In the words of Dennis Waitley"A man that has not mastered how to spell a cat is not expected to spell catastrophe".That is obvious since no one can invest out of nothing.One needs to save or plan today so as to invest from what one has saved tomorrow.Most people,if they have anything left at all after paying their bills they think the best thing to do is to put the left over (money) in a savings account in the bank or into life insurance.Nobody would possibly quarrel with such prudent course because these forms of saving or investment are essential.Therefore we are left with the question:"HOW BEST CAN WE INVEST OUR HARD EARNED MONEY"?